Being injured on the job is never easy, and attempting to navigate the path toward just compensation can make the matter that much more complicated. Many people are confused by offers of lifetime medical benefits (over more traditional lump-sum settlements), but understanding the differences can help you better understand your claim. Every workers’ compensation claim is distinct, and because the outcome of your claim is so important to your recovery, it’s always in your best interest to work closely with an experienced Joliet workers’ compensation attorney.
Traditional workers’ compensation settlements are generally paid out in a lump sum (or in structured settlements that spread the payments out). This approach ensures that all of the following are true:
Lifetime medical benefits mean that the workers’ compensation insurance company will remain involved in both your medical treatment and in paying your medical bills (as they relate to your job-related injuries) over the course of your lifetime. You won’t have to worry about copays and deductibles, and you can count on all of your relevant medical expenses being paid – regardless of whether or not you remain employed with your original employer.
While lifetime medical benefits can be a good option, every case is unique, and this path may or may not be the best choice for you. The following factors sometimes translate to cons in the decision-making process and should be taken into careful consideration:
In other words, obtaining the medical treatment that you need can be slowed down or even thwarted by your decision to settle for lifetime medical benefits. Before accepting a workers’ compensation settlement offer, it is important to discuss your concerns with a dedicated workers’ compensation attorney.
Danielle Pinkston at Pinkston Law Group, P.C., in Joliet, Illinois, is a well-respected workers’ compensation attorney who has the legal savvy to help you obtain a settlement (or court award) that works for you. Please don’t hesitate to contact us for more information today.
Whether you’re dealing with a workers’ compensation claim, a civil rights violation, or a personal injury case, you and your family’s best interests are our top priority. Ms. Danielle A. Pinkston of Pinkston Law Group utilizes her extensive legal knowledge to resolve your case, no matter how complex it may be. We share your goals and work closely with you, delivering the exceptional services you need.
Injury lawyer who is ready to help those who have suffered as a result of an auto crash or other personal injury.
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